TEOCO Health, Dental and Vision Benefits

Medical Coverage -- Medical coverage is effective on date of hire. TEOCO offers a preferred provider option (PPO) plan. In-network coverage is 100% after a co-payment ($10 physicians, $20 specialists). Routine physical and Well Baby Care are covered in full. Dependent children are covered until age 19, or 25 if they are full-time students. Coverage includes a prescription benefit of $10 for generic, $20 for brand name formulary, and the greater of $35 or 20% (with a max of $200 per prescription) for brand name non-formulary. In addition, a 90 day supply is available through mail order at a reduced cost.
Dental -- Dental coverage is effective on date of hire. Preventive services are covered in network at 100%, with basic services covered at 90% and major services covered at 60%. Orthodontia is covered at 50% (up to age 19). The maximum annual dental benefit: $1,500 with an annual deductible $50 for individuals $150 for family.
Vision -- Dental coverage is effective on date of hire. Coverage includes an annual vision exam ($10 co-pay). In addition, employees are eligible to receive new lenses once per calendar year and new frames every 2 years ($25 co-pay). Discounts are also available for contact lenses and exams and laser vision correction.

Cost Management